Acquisition:
Residential, Commercial or Commercial cum residential.
We will finance you to own your first home, buy an investment property or buy your family dream home!
Construction:
Residential and Commercial.
Looking to build your dream home or a commercial property – talk to us!
Equity release
For construction or property purchase purposes.
Do you own a house and would like to borrow against it, we will offer you the best solution!
Plot purchase
Need financing to buy that shamba – we are the right partner!
Plot Buy and Build
The bank offers financing to purchase land and construct the home of your choice.
Eligibility Criteria
Why a Good Home Mortgage
Mortgage Loan Terms
Maximum Financing % |
Up to 90% |
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Appraisal Fees |
3% of the amount borrowed |
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Maximum Repayment Period
*Subject to customer eligibility |
Customer Category |
Loan Term |
Salaried Customers |
Up to 20 years subject to retirement age |
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Self-Employed Customers |
Up to 15 years |
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SME |
Up to 10 years |
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Company |
Up to 15 years |
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Co-operatives |
Up to 15years |
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Land Purchase |
Up to 7 years |
Mortgage Finance |
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Product |
Description |
Pricing |
Tenor |
1. Acquisition |
Purchase of Property in Kes, USD, Eur and GBP |
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Up to a maximum of 20 years *subject to retirement age |
2. Construction |
Construction of Residential and Commercial Property. |
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3. Balance Transfer |
Transfer your mortgage to the bank from another financial institution. |
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4. Equity Release |
Client borrows against their property which is released to the bank as collateral |
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5. Project Finance |
Financing to build commercial property for corporates and Co-operatives |
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6. Mortgage Schemes |
Government Funded Schemes |
Interest Rate 3%
|
Up to a maximum of 25 years *subject to retirement age |
Private Funded Schemes |
Dependent on funding given up to 13% interest rate for Kes |
Up to a maximum of 20 years *subject to retirement age |