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Good Home Mortgage Products

Type of mortgage financing available

  • Acquisition:
    Residential, Commercial or Commercial cum residential.
    We will finance you to own your first home, buy an investment property or buy your family dream home!

  • Construction:
    Residential and Commercial.
    Looking to build your dream home or a commercial property – talk to us!

  • Equity release
    For construction or property purchase purposes.
    Do you own a house and would like to borrow against it, we will offer you the best solution!

  • Plot purchase
    Need financing to buy that shamba – we are the right partner!

  • Plot Buy and Build
    The bank offers financing to purchase land and construct the home of your choice.

  • Renovation
    Looking to improve your home features, a renovation mortgage will help you do that!

Eligibility Criteria

  • Employed Persons
  • Self-Employed
  • Kenyans in the Diaspora
  • Joint Applications (Spouses, Parents/Children)
  • Company (Private Limited)
  • Small and Medium Enterprises
  • Co-operatives/Transport, Housing & Investment societies Company

Why a Good Home Mortgage

  • Wide array of mortgage product offering i.e. purchase, construction and equity release
  • Multi-Currency Mortgages available in KES, USD, GBP and EUR
  • Efficient processing of your application
  • Higher financing percentages to enable you own your home with ease
  • Dedicated personal banker to walk you through the process
  • Flexible and competitive rates
  • Automatic qualification for a credit card
  • End to end real estate solutions including project financing and end buyer financing

Mortgage Loan Terms

Maximum Financing %

Up to 90%

Appraisal Fees

3% of the amount borrowed

Maximum Repayment Period








*Subject to customer eligibility

Customer Category

Loan Term

Salaried Customers

Up to 20 years subject to retirement age

Self-Employed Customers

Up to 15 years


Up to 10 years


Up to 15 years


Up to 15years

Land Purchase

Up to 7 years